Discover Your Options Today

Shopping for a new car, truck, or SUV is an exciting endeavor. Whether you’re looking for a sports car, a minivan or a commanding SUV, you have a big decision to make: should you buy or lease. Whether you live an active lifestyle and prefer to drive a new ride every few years, or you like to keep your car for the long haul, we at Spitzer Chrysler Dodge Jeep RAM Homestead are masters at auto finance and are here to help you do both. Come with us as we explore both options and how our Homestead car dealership strives to help customers drive off in their new vehicle whether they lease or buy.

Signing a Lease vs Buying a Car – What’s the Difference?

When you choose to lease a vehicle, you embark on a journey that allows you to always drive late-model vehicles. With a car lease agreement, you drive a new vehicle for a few years, ensuring that you keep the car well maintained and in good condition, before returning it to the dealer at the end of the lease term. A lease is a great option for many car buyers, but it’s certainly not for everyone. During a lease, you’re limited to a certain number of miles per year, and you’re also restricted from customizing the vehicle. However, one of the most appealing benefits of a lease is that because you are not purchasing the vehicle, but rather paying for the depreciation, your lease payments are likely going to be lower than if you were to purchase the same new vehicle.

Car loans involve you purchasing the whole vehicle, and when you pay it off, the vehicle is yours to keep. With this type of vehicle ownership, you’re free to drive as many miles as you’d like, customize it how you want, and maintain the car how you wish.

Whichever type of ownership you choose, we at Spitzer CDJR Homestead are experts in the auto finance department and feature incredible auto loan specials, and lease deals to get you on the road with a smile on your face. For whatever auto finance question you may have, visit our Spitzer CDJR Auto Finance Center today.

Car Loans – An Advantage in the Long Run

If you’ve decided to pursue an auto loan rather than a car lease, we’re here to help. Featuring flexible loan terms and a network of finance partners, our finance center has the pleasure of helping many drivers drive off in their new vehicle. Thanks to our relationships with various finance partners, we’ve had the pleasure of helping drivers secure competitive interest rates and comfortable monthly payments, even if their credit score isn’t where they’d like it to be.

For more resources click here for more information on how to apply for a car loan.

Car Lease – Lease it then Off Lease

While some drivers prefer car loans, many prefer a car lease. Our Auto Finance department helps drivers stay in late model cars, trucks, and SUVs thanks to accessible and affordable leases. Whether you want a low mileage lease on a sporty Dodge Challenger or a flexible lease on a RAM 1500 pickup truck, trust our Financial Center to get you on the road with an incredible lease deal.

Contact Our Auto Finance Experts Today

Regardless of what you’re shopping for, trust the experts at our Spitzer CDJR Auto Finance Center to get you on the road in an incredible, quality car, truck, van, or SUV. Come test drive your favorite model, and discover what you can drive home in today.