Car Payment Calculator

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Disclaimer:

Price is plus tax, tag, title, registration, any dealer-installed accessories, dealer-provided benefits, and a dealer fee of $998, Private Tag Agency Fee of $109, and Electronic Registration Filing Fee of $598, which charges represent costs and profits to the dealer for items such as inspecting, cleaning, and adjusting vehicles and preparing documents related to the sale. New vehicle pricing excludes the $1294 package consisting of Recovr anti-theft, $899, and $395 Clear Shield. Pre-owned vehicle pricing excludes the $1294 package which includes $899 Recovr anti-theft and $395 Clear Shield.. All prices, specifications, and availability subject to change without notice. Contact dealer for most current information. All advertised pricing is on in-stock units only and includes all applicable dealer discounts, manufacturer discounts, and incentives. Certain offers and incentives presume financing through the Manufacturer Captive Lender, subject to approved credit. Should you purchase the vehicle with other funds or through other lending sources, certain offers and incentives may be excluded. Due to supply chain challenges and limited inventory, vehicles may be subject to an additional market adjustment depending on inventory production, availability, and market conditions. Please see dealer for details.

 

Max payload/towing estimate ratings shown. Additional options, equipment, passengers, and cargo weight may affect payload/towing weights. See dealer for details.



 
Whether you already have some models in mind or you want to plan ahead before browsing your options, you might be asking yourself, “How do I calculate my payments?” If you’re not a numbers person, calculating your monthly car payments may seem intimidating, but you don’t have to crunch the numbers yourself when you can just use this handy tool from Spitzer Chrysler Dodge Jeep Ram Homestead. Our car payment calculator will give you an estimate when you enter some key information! Find out how each piece of information will impact the estimated amount below.   

How Do I Calculate My Payments? 

It’s easy to fall in love with one of the new Chrysler, Dodge, Jeep, or RAM models or one of the used vehicles at Spitzer Chrysler Dodge Jeep Ram Homestead. We strive to offer a large inventory with something for all of our Princeton and Key Largo customers to love. That said, once you start shopping, it’s easy to get ahead of yourself without understanding your buying power. Our car payment calculator will help you stay on track and choose a vehicle that aligns with your carefully planned budget.

Learn how easy it is to calculate your payments from the comfort of your home in Florida City: 

  • Vehicle Price: Enter the list price for the new or used model you’ve found in our inventory. 
  • Interest Rate: Enter the interest rate you’re qualified for. If you’re not sure, you can submit a secure online finance application to get pre-approved and learn your rate all at once! Applying for pre-approval will not affect your credit score.
  • Loan Term: This represents the length of the loan, or how many months you would like to take to pay off your loan. Tip: a shorter loan term will have higher monthly payments with less interest paid, while a longer loan term will have lower monthly payments with more interest paid.
  • Down Payment: Enter your planned down payment amount. The larger the down payment the better, because it will lower your overall loan balance. 
  • Trade-In Value: Do you have a vehicle you want to trade? Use our trade-in calculator to learn how much it’s worth and enter the amount here. 

Click the “calculate my payments” button to see your monthly payment! The estimate will reflect the amount to be financed after subtracting your down payment and trade-in value. 

Ask Our Finance Center Questions or For More Information

Our calculator is easy to use, but if you want to explore all of your financing options in Homestead or you want us to suggest some models that are within your budget, just reach out! Our finance team is here to work with you in securing the keys to a vehicle that you love at a price that you’ll love even more.