Whether you already have some models in mind or you want to plan ahead before browsing your options, you might be asking yourself, “How do I calculate my payments?” If you’re not a numbers person, calculating your monthly car payments may seem intimidating, but you don’t have to crunch the numbers yourself when you can just use this handy tool from Spitzer Chrysler Dodge Jeep Ram Homestead. Our car payment calculator will give you an estimate when you enter some key information! Find out how each piece of information will impact the estimated amount below.
How Do I Calculate My Payments?
It’s easy to fall in love with one of the new Chrysler, Dodge, Jeep, or RAM models or one of the used vehicles at Spitzer Chrysler Dodge Jeep Ram Homestead. We strive to offer a large inventory with something for all of our Princeton and Key Largo customers to love. That said, once you start shopping, it’s easy to get ahead of yourself without understanding your buying power. Our car payment calculator will help you stay on track and choose a vehicle that aligns with your carefully planned budget.
Learn how easy it is to calculate your payments from the comfort of your home in Florida City:
Vehicle Price: Enter the list price for the new or used model you’ve found in our inventory.
Interest Rate: Enter the interest rate you’re qualified for. If you’re not sure, you can submit a secure online finance application to get pre-approved and learn your rate all at once! Applying for pre-approval will not affect your credit score.
Loan Term: This represents the length of the loan, or how many months you would like to take to pay off your loan. Tip: a shorter loan term will have higher monthly payments with less interest paid, while a longer loan term will have lower monthly payments with more interest paid.
Down Payment: Enter your planned down payment amount. The larger the down payment the better, because it will lower your overall loan balance.
Trade-In Value: Do you have a vehicle you want to trade? Use our trade-in calculator to learn how much it’s worth and enter the amount here.
Click the “calculate my payments” button to see your monthly payment! The estimate will reflect the amount to be financed after subtracting your down payment and trade-in value.
Ask Our Finance Center Questions or For More Information
Our calculator is easy to use, but if you want to explore all of your financing options in Homestead or you want us to suggest some models that are within your budget, just reach out! Our finance team is here to work with you in securing the keys to a vehicle that you love at a price that you’ll love even more.
This vehicle is being built now. Contact dealer to reserve this vehicle and discuss options for locking in pricing and eligible incentives.
Vehicles identified as “Being Built” are pre-production vehicles that are not yet on the dealer’s lot or in transit. Pre-production computer-generated images may be shown and may not be representative of the vehicle listed.
MSRP for standard equipment plus optional equipment listed. Vehicle delivery date and other vehicle information, including pricing and incentives, are subject to change until the vehicle build is complete.
MSRP excludes additional charges including without limitation any delivery fees, government fees and taxes, title and registration fees, finance, filing and processing charges, emission testing charge, accessories and upfits.
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