Car Payment Calculator

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Disclaimer:

* To receive the price shown you must trade a vehicle 2015 or newer with a clean title. All prices are valid until the end of the month, depending on vehicle availability. Prices include document fee, but do not include additional fees and costs of closing, including government fees and taxes, any finance charges. Special finance rates available on approved credit through Stellantis credit.

*All special prices include discounts and customer rebates, including loyalty or conquest rebates. Must finance through dealer’s preferred lender. All Rebates & Incentives in Lieu of Stellantis credit Low Rate Programs. Does not include dealer installed items.

Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 4.9% interest and 20% down payment. Your actual mileage will vary depending on how you drive and maintain your vehicle. Max payload/towing estimate ratings shown. Additional options, equipment, passengers, and cargo weight may affect payload/towing weights. Contact dealer for most current information.  Not responsible for 3rd party errors or typographical errors. Give us a call for more details.

*Nationwide Lifetime Powertrain Warranty and Complementary Maintenance is not included on commercial vehicles, electric vehicles, exotic vehicles, sport/turbo vehicles, diesel vehicles, 2500 and higher trucks or work van vehicle purchases.


 
Whether you already have some models in mind or you want to plan ahead before browsing your options, you might be asking yourself, “How do I calculate my payments?” If you’re not a numbers person, calculating your monthly car payments may seem intimidating, but you don’t have to crunch the numbers yourself when you can just use this handy tool from Spitzer CDJR Homestead. Our car payment calculator will give you an estimate when you enter some key information! Find out how each piece of information will impact the estimated amount below.   

How Do I Calculate My Payments? 

It’s easy to fall in love with one of the new Chrysler, Dodge, Jeep, or RAM models or one of the used vehicles at Spitzer CDJR Homestead. We strive to offer a large inventory with something for all of our Homestead and Princeton customers to love. That said, once you start shopping, it’s easy to get ahead of yourself without understanding your buying power. Our car payment calculator will help you stay on track and choose a vehicle that aligns with your carefully planned budget.

Learn how easy it is to calculate your payments from the comfort of your home in Leisure City: 

  • Vehicle Price: Enter the list price for the new or used model you’ve found in our inventory. 
  • Interest Rate: Enter the interest rate you’re qualified for. If you’re not sure, you can submit a secure online finance application to get pre-approved and learn your rate all at once! Applying for pre-approval will not affect your credit score.
  • Loan Term: This represents the length of the loan, or how many months you would like to take to pay off your loan. Tip: a shorter loan term will have higher monthly payments with less interest paid, while a longer loan term will have lower monthly payments with more interest paid.
  • Down Payment: Enter your planned down payment amount. The larger the down payment the better, because it will lower your overall loan balance. 
  • Trade-In Value: Do you have a vehicle you want to trade? Use our trade-in calculator to learn how much it’s worth and enter the amount here. 

Click the “calculate my payments” button to see your monthly payment! The estimate will reflect the amount to be financed after subtracting your down payment and trade-in value. 

Ask Our Finance Center Questions or For More Information

Our calculator is easy to use, but if you want to explore all of your financing options in Homestead or you want us to suggest some models that are within your budget, just reach out! Our finance team is here to work with you in securing the keys to a vehicle that you love at a price that you’ll love even more.